Association of Health Underwriters (CKAHU)
Central Kentucky Association of Health Underwriters (CKAHU) is an association for health insurance professionals in the Central Kentucky region. Whether an agent, broker, consultant or carrier, CKAHU represents those individuals and companies engaged in providing products and services aimed at helping Kentucky consumers.
Beginning October 1, 2013, the Kentucky Health Benefit Exchange (Kynect) will be ready to enroll individual consumers and small businesses into health coverage available. Only experienced health insurance professionals have the knowledge and skills to evaluate all health coverage options both inside and outside the Exchange (Marketplace) to find the right coverage for consumers and their family at an affordable price. Health insurance agents and brokers selling insurance through Kynect must be certified to sell in the Marketplace, be licensed by the Kentucky Department of Insurance and have Error and Omissions Insurance – all of which protect Kentucky consumers.
CKAHU member code of ethics:
1. To hold the selling, service and administration of health insurance and related products and services as a professional and public trust and do all in my power to maintain its prestige.
2. To keep paramount the needs of those whom I serve.
3. To respect my clients’ trust in me, and to never do anything which would betray their trust or confidence.
4. To give all service possible when service is needed.
5. To present policies factually and accurately, providing all information necessary for the issuance of sound insurance coverage to the public I serve.
6. To use no advertising which I know may be false or misleading.
7. To consider the sale, service and administration of health insurance and related products and services as a career, to know and abide by the laws of any jurisdiction Federal and State in which I practice and seek constantly to increase my knowledge and improve my ability to meet the needs of my clients.
8. To be fair and just to my competitors, and to engage in no practices which may reflect unfavorably on myself or my industry.
9. To treat prospects, clients and companies fairly by submitting applications which reveal all available information pertinent to underwriting a policy.
10. To extend honest and professional conduct to my clients, associates, fellow agents and brokers, and the company or companies whose products I represent.
Is the person you are talking with about your health insurance a CKAHU Member? To find a member near you, click here.